Usually when there is discussion about Fowler, there is also speculation that he doesn't win more because he is having too much fun making money and enjoying his celebrity. If that is true, then the meaning behind Faldo's comment is what Fowler needs to learn if he wants to win majors.
If he just doesn't win more because he can't deal with pressure or just has bad luck then it's different. But I think Faldo was trying to imply that Ricky has everything else but a strong motivation to drive him. Maybe Ricky doesn't care, and that's just fine too. He's already made enough money and earned enough good will for his name to live quite luxuriously for the rest of his life.