darpar
retirement planning in includes not only financial fitness and management but also and equally important is your time management. Like with the money aspect there are consultants to assist with the latter as well. My father was a workaholic but loved what he did...worked 14/15 hour days and so when he retired from the Canadian Govt , started a successful consulting business and just kept going and did that until he passed. Wish he would have taken more time to do fun things but he was happy doing what he did.
Early on people are usually ok, they have a long honey do list, probably take a trip or two but after 6 months , a year they start getting bored and need a routine that is more than coffee , news, lunch, nap, walk the dog, dinner, tv and bed....
the guys I hang with meet for coffee every morning then golf so that takes up the morning. In winter still meet for coffee. Most have PT gigs to work a few shifts a week...to keep them busy be it at the course or driving for cancer patients, a car dealer etc . All take a few trips a year and go for longer periods of time 3+ weeks at a time.
volunteering time is a good use....I used to at my kid's school now do a few things for the retirement home close by.
people work hard to retire, maximize your enjoyment once you get there as its close to the end .