rsvman2
The only caveat I would add is GAP insurance, IF you're upside down on deal involving a trade.
I recall my wife wanting to say YES to everything when we bought an SUV in Las Vegas. I said NO to everything but GAP. She talked me into it. Never would've done it if she hadn't been so for it.
That SUV was stolen and stripped bare 6 weeks after we bought it. That GAP insurance policy that we paid 14 dollars for over the 2 months it charged us saved us nearly 4k. Only down side is that the 4k counted as income on our taxes and caused us to pay in for the first time in our lives.
