Steve, you gotta try Starbucks White Chocolate Mocha.
No, they're not cheap... I used to get one every other day, but now they're a special-occasion type deal.
The best way I could describe it is a hot chocolate infused with caffeine, with whipped cream on top. They're awesome. And again - I don't imbibe nearly as much as I used to - but they're definitely worth sampling the next time you find yourself near a Starbucks.
Make sure you request that they stir it, and add the whip cream on top.
You won't be disappointed.