glebert the fee was $3500. Follow-ups (yearly?) would be $2500.
Stay away from these high fee service. They do not have a crystal ball, they're not providing any more service than the next competent provider.
I once ran into a guy told me that they will not touch anything less than $800,000 for asset management..... I stayed away and he kept calling and email for his service until he drop the minimum requirement to $400,000. I told him frankly to stop pursuing because we don't have $400,000 for him to manage and he was chasing the wrong target.
The financial services basically charge by either the size of the managed asset or by the time involved in mapping out a plan. Since you have no interest in having them manage your asset ( which they make fees ) hence the high one time fee.
The difference between a competent certified financial adviser and an average one is, the good one stay on top of the world economic trending. They could do a better prediction ( guesstimate ) than the next guy because they see a larger picture instead of following all the others.
Mind you, there is no guaranteed fool prove financial planning. Changing are occurring faster and more frequent. I like the self managing part your family is doing. Quite a few "financial planner" had embezzle their clients assets.