There's an old saying in investing. "Don't fight the Fedâ (Federal Reserve). What that means is interest rates and the stock market work inverse of each other. General rule of thumb. Low interest rates stocks go up. High interest rates stocks go down.
Also, it's important to remember that we still have historically low interest rates. I remember interest rates reaching as high as 18% back in the early 80's.
We've also averaged historically low inflation when averaged over time. The inflation rate in the U.S. averaged 3.30% from 1914 until 2024, but it has fluctuated over time as well.
It's difficult for anyone to time the stock market. Historically over it's history the stock market has been on a steady climb. But there have been periods of great volatility and periods where it went sideways (1966-1982).
Also, historically it's been a bad bet to bet against the United States. There's much wrong with our economic system (i.e. too much wealth disparity), but it's still the envy of the rest of the world.
I'm not arming myself to the teeth and storing canned goods away waiting for financial Armageddon.
